I recently spoke with a borrower who was trying to buy a business. Good credit. Solid W2 income. Money to put into the deal. But the bank still declined it. Why? It didn’t fit the bank’s credit box. They don’t lend on start-ups or borrowers with visa status. This is where I see deals fall apart […]

A lot of Class B and C office owners are facing a hard reality right now. Vacancies are up, more than $800 billion in commercial debt is maturing this year, and waiting for the office market to turn around is not a plan anymore. Converting to residential is a path more owners are taking seriously, […]

A lot of business owners used an SBA 7a loan to buy their real estate. It made sense. Low down payment. Flexible underwriting. You were able to get into the building without tying up all your cash. But now a few years have passed, and you’re looking at something different. You want a long-term fixed […]