Bridge Loans for Maturing Commercial Mortgages

Bridge Loans for Maturing Commercial Mortgages

Bridge Loans for Maturing Commercial Mortgages

Your loan is coming due and the refinance isn’t ready. We solve that gap — quickly.

Call (512) 358-1511

Fast bridge financing when timing matters most.

A maturing commercial mortgage with no refinance path is one of the most time-sensitive situations — and one of the most solvable with the right strategy.

Traditional lenders require stabilized cash flow and clean tax returns. If your property is in transition, you may not qualify — even if the deal is strong.

This is where we step in.

How We Bridge the Gap

  • ✔ Current or projected property cash flow
  • ✔ Occupancy and lease-up potential
  • ✔ Borrower credit and experience
  • ✔ Equity in the property

Who This Is For

Maturing Loan

Your loan is coming due and refinancing isn’t ready.

Underperforming Property

Cash flow hasn’t stabilized yet.

Recent Acquisition

Property hasn’t seasoned long enough.

Documentation Issues

Tax returns don’t reflect real income.

What We Do for You

1. Review

We analyze your loan, property, and timeline.

2. Match

We connect you with the right lenders.

3. Close Fast

We move quickly to meet your maturity date.

Loan Coming Due?

Call now and get clear options fast.

Call (512) 358-1511

Common Questions

Can I get a bridge loan if my mortgage is about to mature?

Yes. This is one of the most common situations we solve.

What does it take to qualify?

We look at the deal — not just tax returns.

How long are bridge loans?

Typically 12–24 months with a defined exit strategy.

Bridge Loans!

Karen Schimpf Cedar Park Tx 43513766882 1c49e240ed C
https://flic.kr/p/29iaqU3

Borrower owned a daycare in Las Vegas, NV.

She was an excellent operator with 700 a credit score.

She wanted to buy another daycare that she knew was being poorly run.

She was able to get the daycare for essentially free, just paying for the property of $750,000.

We could not move the SBA loan forward because she did not have two (2) years of tax returns. The borrower started her daycare in 2020 just before Covid hit. The business not only survived, but her 2021 and 2022 numbers were great. SHE DID NOT HAVE TIME TO FILE THE 2021 RETURNS AND CLOSE QUICKLY ENOUGH FOR THE SELLER. Hence, she needed bridge money. Enter…our fund.

The deal came in at the beginning of month and had to close by the 25th for the borrower to file for a necessary grant by the deadline of the 28th. We had to close in three (3) weeks. Since the take out loan was going to be an SBA loan, we were able to finance her bridge loan at the same high loan to a value of 85%! We were able to get her a bridge loan amount of $600,000.00 on a $750,000 real estate purchase.

We were able to close the loan fast and at a high loan to value because she had great credit, experience and good cash flow. Once she files her returns, it will be an easy refinance to SBA which I will facilitate for her. I underwrote the exit strategy and will help her with the refinance. 

We got her loan closed in the three (3) week time frame. This borrower is expanding her business and because our payments are interest-only, she can afford the payment. Realtors win, the seller gets what they want and our borrower is happy and now hard at work building her daycare “empire”.

If you need to close fast on your SBA or conventional loan, give me a call at 512-358-1511 today or get started by filling out this form! 

P.S. We just had our second-best month ever and are in the midst of possibly our best month ever this month! If you are in the market for a commercial or business loan, you risk NOTHING by giving me a call. See why we are so busy and what makes us different. From a live person answering the phone to quick 1-day approvals, you will see the difference-and often our rates are better than anyone else. You get the whole package with Commercial Capital. So give me a call today at 512-358-1511 or click here to get started.

Karen Schimpf

Commercial Capital, Ltd.

O: 512-358-1511

E: karen@ApplyCommercialLoans.com

L: www.linkedin.com/in/karenschimpf/

B: http://bizloansconnections.com/

W: http://applycommercialloans.com  

YT: https://www.youtube.com/channel/UCsFm77UH05WDV0q5QshI8TA

Give me a CALL TODAY at 512-358-1511 or get started by filling out this form!

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