Commercial Loan Consultant
• Loan Maturities • Refinance • SBA
• Bridge Take-Outs • Startups • Acquisitions
If your loan is coming due, a bridge loan needs to be taken out, or SBA financing is needed for a startup or the acquisition of a business or commercial property…structure matters.
At Commercial Capital Ltd., we help business owners and real estate investors navigate commercial loan refinance, SBA financing, bridge take-outs, startups, acquisitions, and working capital with a clear funding roadmap and lender match.
We finance apartments, self-storage facilities, hotels, assisted living properties, and owner-operated businesses nationwide.
✅ Loan Matching Methodology™
✅ Pre-Approvals — Often in 72 Hours
✅ 20+ Years of Lending Expertise
✅ Specialized in SBA, Bridge, and CRE Financing
📞 Call Karen at (512) 358-1511 to review your options or click [Get Started}.
Is your loan is coming due, you’re refinancing, seeking SBA financing, starting or acquiring a business? Let’s Review Your Options.
Commercial and SBA financing becomes urgent when timing is involved. Most clients reach out when a lender deadline is approaching, SBA eligibility needs to be structured correctly, or a deal needs to move forward.
We typically help when:
- A commercial or SBA loan or balloon payment is maturing
- An SBA loan needs to be refinanced, restructured, or expanded
- A startup business needs SBA financing
- A bridge or short-term loan needs permanent take-out
- A business or investment property acquisition is under contract
- An expansion or value-add project is complete
- Working capital is needed to support operations or growth
- A bank reduced proceeds, delayed approval, or said no
Our role is to help you understand what lenders — including SBA lenders — will require before time becomes the problem.
Commercial Loan Refinance, SBA & Bridge Take-Outs
We provide commercial loan consulting and placement for transactions where structure, eligibility, and lender fit matter most.
Our services include:
- Commercial Loan Refinance
- Cash-out Refinance
- SBA 7(a) Loans (Startups, Acquisitions & Working Capital)
- SBA 504 Loans (Owner-Occupied Commercial Real Estate)
- SBA Refinance and Expansion Loans
- Bridge Loan Take-Out Financing
- Business & Commercial Property Acquisitions
- Startup Financing & Working Capital
Each transaction is matched to the right lender and loan structure — SBA, conventional, or non-bank — based on cash flow, property type, borrower experience, and timing.
📞 Call Karen at (512) 358-1511 for a short conversation about your project.
SBA, Bridge & Alternative Financing by Property Type
We provide SBA, bridge, and alternative financing solutions for businesses, owner occupied and investment commercial properties nationwide. Each transaction is structured based on property type, occupancy, cash flow, and timing.
Property & Business Types We Finance Include:
- Restaurants (Startups, Acquisitions & Expansions)
- Assisted Living & Senior Housing
- Hotels & Hospitality
- Self-Storage Facilities
- Warehouses & Industrial Properties
- Office Buildings & Office Condos
- Business Acquisitions and Startups
We understand SBA eligibility requirements, owner-occupancy rules, and lender credit standards, and we structure each transaction using the most appropriate solution — whether SBA financing, bridge loans, or alternative capital — to keep deals moving forward efficiently.
A Clear Funding Roadmap — Not Guesswork
SBA and commercial borrowers often lose time chasing quotes without understanding lender and SBA requirements.
Our process focuses on:
- Reviewing current loan terms, SBA eligibility, and maturity timelines
- Identifying refinance, SBA, or take-out options
- Evaluating cash-out, leverage, DSCR, and SBA compliance
- Matching the transaction to appropriate lenders with our Loan Matching Methodology™
- Preparing the file so it moves efficiently through underwriting
The goal is clarity — so you can make informed decisions.
About Karen Schimpf
Commercial financing decisions have long-term consequences. Experience and judgment matter.
Karen Schimpf brings over 20 years of commercial lending experience, including senior roles with Chase, Wells Fargo, and Texas-based banks. She understands how lenders and SBA underwriters evaluate risk, structure deals, and make approval decisions.
Clients work with Karen because she:
Brings clarity to situations where timing matters most
Focuses on loan maturities, refinancing, SBA, and complex acquisitions
Explains what lenders will require before issues arise
Structures deals for approval, not guesswork
Works directly with clients
Her Personalized Loan Matching Methodology™ combines experience, lender relationships, and practical guidance to secure the best outcomes for each client.
What Clients Say
🗣 John C., Hotel Owner – Colorado
“After being turned down by banks, we secured $6,003,000 in hotel construction financing with Karen’s help. Her understanding of complex hospitality projects made all the difference.”
🗣 John D., Restaurant Owner
“Three banks rejected us. Karen secured our SBA loan and guided us every step of the way. We’ve since expanded and grown revenues by 70%.”
🗣 Michael H., Apartment Investor
“Karen helped us refinance $6 million in apartment properties after a difficult transition. Her diligence and expertise were unmatched.”
Your Strategic Financial Partner
We go beyond securing financing — we help you build long-term financial momentum. At Commercial Capital Ltd., our mission is to connect you with funding that supports growth, stability, and opportunity.
📞 Call Karen at (512) 358-1511 a short conversation can clarify next steps.
🌐 ApplyCommercialLoans.com
Financing is subject to lender approval. Programs, terms, and availability vary by borrower and property. We work best with established business owners and investors seeking structured commercial or SBA financing.