There are ALWAYS opportunities in business and commercial real estate. The problem is many good deals stop moving forward because someone was told “the tax returns don’t qualify.”
Tax returns matter to many lenders. But they are not the only way a loan can be evaluated.
If your tax returns do not show the income needed, there are lenders who will qualify the loan using other documentation. A CPA-prepared P&L statement can document your business income. Bank statements showing consistent deposits can demonstrate real cash flow. These are legitimate alternatives, and the right lender knows how to evaluate them.
What those lenders also want to see is the full picture of you as a borrower. Strong credit scores show you manage your obligations well. Liquidity, meaning cash reserves, savings, and other assets, demonstrates staying power. When those pieces are in place, tax returns alone are often not the deal-killer they appear to be.
That is where we come in. We look at your full financial picture, your credit, your liquidity, and your income documentation. Then we match you with the lender who will actually close on your commercial real estate purchase. Not just a lender who might consider it, but one that is the right fit for how your finances are structured.
Many strong borrowers have been turned away by a conventional bank and walked away thinking the deal was dead. It wasn’t. It just needed to land on the right desk. That is what we do. We find that desk.
When you are ready to move forward on a commercial real estate purchase, I hope you will call me.
Learn more here:
https://applycommercialloans.com/no-tax-return-commercial-loans
We are not just business loans; we bring the same creativity and depth of knowledge to real estate loans as well. We have unlimited capital for real estate-based loans, up to $50 Million or more. So if you or anyone you know has a business or commercial loan need, give us a call at 512-358-1511. Commercial Capital, the place to go when the banks say no!
Karen Schimpf
Commercial Capital, Ltd.
O: 512-358-1511
E: karen@ApplyCommercialLoans.com
w: www.linkedin.com/in/karenschimpf/
blog: http://bizloansconnections.com/
website: http://applycommercialloans.com
P.S. Despite the economic and political noise, business activity is very strong right now. Many investors are moving money out of the stock market and into buying, expanding, or starting businesses. That is exactly we’ve been closing.
We recently financed a restaurant acquisition, a medical clinic purchase, and a franchise startup — deals many banks would have declined.
If you are acquiring or starting up a business, call me at 512-358-1511 to discuss your scenario. One call can usually tell you quickly what is possible.