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Are you a business owner who also owns the property housing your business? If so, this could be a game-changing opportunity for you—especially if you currently have an adjustable SBA 7A loan.
Consider this scenario: Your property is valued at $2 million, with a remaining loan balance of $1.2 million. With an interest rate of prime plus 2.5% (11%) on your SBA 7A loan, you’re making monthly payments of $11,761. But what if I told you there’s a way to potentially save over $3,200 every month?
By refinancing your loan to a fixed blended SBA rate of approximately 7%, you could significantly reduce your monthly payment to $11,308. That’s a substantial saving of over $3,000 per month!
But wait, there’s more. You can further optimize this opportunity by leveraging your equity for eligible business expenses (EBE). With the potential to cash out up to 85% of your property’s appraised value for EBE, you could access funds for various operational needs such as salaries, rent, utilities, and even business credit card debt. In our example, that’s up to $400,000 available for immediate use.
Picture this: You refinance your loan for $1.6 million, secure a blended rate of around 7%, and simultaneously pull out $400,000 in cash—all while lowering your monthly payment. It’s like obtaining free money for your business!
Whether you’re looking to maximize savings or access additional funds for your business, this opportunity offers immense potential. Act now to explore how you can benefit from SBA loan refinancing and unlock newfound financial flexibility for your business.
To find out if refinancing is right for you, GIVE ME A CALL TODAY at 512-354-5949 or go here to start https://www.applycommercialloans.com/. We will run the numbers, see if it is eligible, let you know your savings, and discuss if it is worth doing. Just one call or e-mail and we will help you figure it out of course, a free consultation. Give me a call today!
Karen Schimpf
(512) 358-1511
karen@applycommercialloans.com 
Give me a CALL TODAYÂ at 512-358-1511Â or get started by filling out this form!
P.S. Have you considered hard money loans? These loans offer rapid financing secured by real estate, making them a popular choice among investors due to their flexibility. Whether you’re in the market for apartments, Airbnb properties, restaurants, or other ventures, hard money loans could be the solution you’ve been searching for.