| If you’ve been considering financing an Airbnb, VRBO, or other short-term rental property, now is the time. For years, these types of properties were ineligible for SBA financing, but with the SBA’s new Standard Operating Procedure (SOP 50 10 8), effective June 1, 2025, short-term rental businesses are now approved for SBA 7(a) loans. This opens a big opportunity for investors and hosts who previously had to rely on cash or alternative lending options. As long as borrowers comply with local ordinances and HOA rules, we can now assist with purchases, refinancing, or cash-out financing. Eligible Property Types: *Airbnb / VRBO investment properties *Boutique hotels & motels *Recreational vehicle (RV) parks *Marinas *Campgrounds Glamping or luxury tent resorts *Other hospitality businesses serving guests for 30 days or less SBA Eligibility Requirements: *Property must generate more than 50% of revenue from short-term stays *Financing can be used for purchase, refinance, or cash-out *Loan amounts range from $500,000 – $5,000,000 *Down payments as low as 10–20% *Typical closing timeline: 30–60days *Startups must provide STR income projections to meet the transient-use threshold *Must comply with all local zoning codes, HOA/Condo association rules, and short-term rental ordinances High loan-to-value options are available, if you’re doing acquisition purchases, you could put down just 10–20% instead of the typical 30%. Call Karen at 512-358-1511 today to find out if your short-term rental project qualifies and schedule a time to explore your options.If you’re ready to expand your footprint by acquiring a similar business in your area, let’s get the financing in place so you can make your move by giving Karen a call today at 512-358-1511 to discuss your commercial finance needs or get started by filling out this form! Karen Schimpf (512) 358-1511 karen@applycommercialloans.com www.ApplyCommercialLoans.com PS: Need quick funding while you wait on long-term financing or the sale of another property? Our real estate bridge loans can keep your project moving. Call us today at 512-358-1511 to see if this option is right for you. Call me at 512-358-1511 or start here: applycommercialloans.com/apply-now. |