Contact Commercial Capital Ltd.

If your loan is coming due, you’re refinancing, seeking SBA financing, starting or acquiring a business, or need to review your options, the first step is a conversation.

At Commercial Capital Ltd., we work with business owners and real estate investors to structure commercial loan refinance, SBA loans, bridge take-outs, acquisitions, and working capital based on timing, cash flow, and lender fit.

📞 Call 512-358-1511 to speak directly with Karen Schimpf

When to Reach Out

Clients typically reach out when:

• A commercial loan or balloon payment is coming due
• A bridge loan needs permanent take-out financing
• They are acquiring a business or commercial property
• A startup needs SBA or conventional financing
• Working capital is needed to support growth or operations

If any of these situations apply, a brief conversation can help clarify next steps.

How We Can Help

We provide commercial loan consulting and placement for:

• Commercial Loan Refinance
• SBA 7(a) and SBA 504 Loans
• SBA Startup and Acquisition Financing
• Bridge Loan Take-Outs
• Business & Commercial Property Acquisitions
• Working Capital Financing

Each transaction is evaluated and matched to the appropriate lender and loan structure.

About Karen Schimpf

Karen Schimpf is a highly experienced Commercial Loan Mortgage Broker with more than 20 years of expertise in the commercial lending sector. As the owner of Commercial Capital Ltd., she is dedicated to delivering financing solutions to business owners and real estate investors nationwide.

Karen previously held senior roles as a Business Development Officer with Chase, Wells Fargo, and multiple Texas-based banks, providing her with direct insight into conventional and SBA underwriting, lender credit standards, and approval processes.

In addition to her lending background, Karen:

• Proactively manages two Commercial Property Exchanges in Williamson County
• Serves on the board of the Texas Association of Business Brokers and a Women’s Group
• Is a proud member of CTAGGL, a respected SBA-focused organization in Central Texas

With extensive industry knowledge and a hands-on, consultative approach, Karen is a reliable partner for clients seeking clarity and execution in commercial financing.

Property & Business Types

We work with income-producing and owner-operated properties nationwide, including:

• Apartments / Multifamily
• Self-Storage Facilities
• Hotels & Hospitality
• Restaurants
• Assisted Living & Senior Housing
• Owner-Occupied Commercial Real Estate
• Business Acquisitions and Startups

Contact Information

Commercial Capital Ltd.
📍 Based in Round Rock, Texas
🌎 Nationwide Lending

📞 Phone: 512-358-1511
✉️ Email: karen@applycommercialloans.com
🌐 Website: www.applycommercialloans.com

Before You Call (Optional but Helpful)

Having the following information available can help make the conversation more productive:

• Property or business type
• Loan amount requested
• Purchase price or current loan balance
• Timing (maturity date, contract deadline, or startup timeline)
• Recent financials, if available

This is not required — it simply helps guide the discussion.

What Happens Next

After an initial conversation, we will:

• Review your situation and timing
• Identify potential loan structures (SBA, refinance, bridge, or conventional)
• Discuss realistic next steps
• Outline what lenders will likely require

There is no obligation — the goal is clarity.

Financing is subject to lender approval. Programs, terms, and availability vary by borrower and property.